The Mega-Millions jackpot will be nearly $2 Billion for the drawing on Tuesday night, making it the biggest jackpot in lottery history.

That means the lump sum payout for the grand prize winner will be close to $1 Billion! Just think about winning that much money at once . . . the vision in my head looks like this.

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Before you can dive into your pool full of gold doubloons, you have to actually win the jackpot.

Sure the odds are stacked against you, like REALLY stacked against you. A good way to think about it is that you have a better chance of getting struck by lightning while getting bit by a shark while flipping a quarter and having it land on heads 30 times in a row . . . at the same time . . . twice. (I've done the research)

BUT ODDS BE DAMNED! Somebody has to eventually win right? Why not you!

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There is a book called 'Brain Trust' where 93 scientists gave some advice on how to improve your chances of winning.

  • Don't pick the number 1. It's on about 15 percent of all tickets.
  • Do pick the "especially overlooked" number 46.
  • The only way to increase your chance of winning? You gotta buy more tickets.  The catch? The more tickets you buy, the worse your chances get.
  • Forget lucky numbers. 3, 7, 11 and numbers under 31 are popular choices because they coincide with dates like birthdays and anniversaries.
  • Sometimes bigger jackpots aren't better - look for smaller ones that cause less of a frenzy.
  • Quick picks and personal numbers have the same chances of winning - one in 175 million.

Let's pretend for a minute that you do win. There are many different opinions on if you should take the lump sum or the payments.

I'm not a financial expert, but I do think that I have the best advice for you if you win.

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Either way, you're going to have more money than you could spend in 10 lifetimes.

The most important thing is to remember who gave you the sage advice, and make sure that he (me) is well rewarded.

On a side note, if you don't win the Mega-Millions, remember that the Powerball is going to be around $630 Million this week.

That means your impossible odds of winning are doubled, or cut in half if you play both . . . I'm not worried about the odds at this point.